infos(@)finbank.bi
16, Boulevard de la Liberté (Route Rumonge)
170 | 76170170 | 61170170
Corporate Loans
- Overdraft
- Time and Term Loan
- Leasing
- Insurance Premium Finance
- Contingent Facilities
- Invoice Discount Facilities
Corporate Loans
At Finbank, our corporate loans are designed to help businesses of all sizes achieve their goals. Whether you’re looking to expand your operations, purchase new equipment, or manage daily expenses, our corporate loans provide the financial support you need. We offer flexible loan amounts and competitive interest rates, ensuring you get the best deal for your business. With a straightforward application process and a range of repayment options, you can focus on what matters most—growing your business. Plus, you’ll have a dedicated relationship manager to guide you through every step, providing personalized assistance tailored to your unique needs.
Overdraft
At Finbank, our overdraft facility is designed to provide your business with extra flexibility when managing your cash flow. This service allows you to access additional funds beyond your account balance, helping you cover short-term expenses and seize opportunities without disruption. With a simple application process and competitive interest rates, you can easily manage unexpected costs or temporary cash shortages. Our overdraft facility is a practical solution for maintaining smooth operations and ensuring you have the financial cushion you need. Plus, with the support of your dedicated relationship manager, you’ll have personalized assistance to make the most of this flexible financial tool.
• Tenured for max 12 months renewable
• Monthly interest Charges
• Temporary overdraft are available to cover your cash flow
Time and Term Loan
Finbank's time and term loans are here to help your business achieve long-term goals and major investments. Whether you're expanding your facilities, upgrading technology, or taking on significant projects, these loans provide the financial backing you need. With fixed repayment schedules and competitive interest rates, you can plan your budget confidently. The application process is simple and efficient, ensuring you get the funds without hassle. Plus, your dedicated relationship manager will offer personalized support, tailoring the loan to fit your specific needs and help you succeed.
• Loan amount depending of the cash flow
• One to 3 years loans
• Variable interest rate • Range of flexible repayment options
Leasing
Leasing is a contract between the Bank and the Customer for the purchase of a specific asset. The lessee has possession and usage of the asset against payment of specified rentals and other usual charges / fees, while the lessor retains ownership of the asset.
• Assets such as vehicles &/or equipment;
• 36 Months repayment period;
• At the end of the period, the Lessee either returns the asset, takes up the option to purchase at a new residual price.
•Cash Collateral of up to 50% of the requested amount.
Insurance Premium Finance
Insurance Premium Financing is a loan product designed to finance payment of non-life insurance premium due to an insurance company from the Insured.
• Covers all insurance premium except life insurance
• Maximum 9 months’ repayment period
Contingent Facilities
Finbank's contingent facilities are designed to provide your business with the flexibility and security it needs to manage unexpected events and opportunities. These facilities act as a financial safety net, giving you access to funds when unforeseen circumstances arise. Whether you need to cover unexpected expenses, manage seasonal cash flow variations, or seize a sudden business opportunity, our contingent facilities ensure you have the financial support you need. With a straightforward application process and the personalized assistance of your dedicated relationship manager, you can navigate challenges with confidence and keep your business running smoothly.
• 1% Commissions per month for 100% cash backed bond or Bonds and Guarantees
• 2% Commissions per month for non-cash backed bond or Bonds and Guarantees
• Contingent facility line
Invoice Discount Facilities
Finbank's invoice discount facilities are designed to help your business maintain a steady cash flow by converting outstanding invoices into immediate cash. This service allows you to get advance payment on your invoices, so you don’t have to wait for your customers to pay. It’s an excellent way to manage working capital, cover expenses, and invest in growth opportunities without delay. Our invoice discounting process is simple and efficient, providing quick access to funds with competitive terms. Plus, with the support of your dedicated relationship manager, you’ll receive personalized assistance to ensure that your cash flow remains smooth and your business operations uninterrupted.
• Maximum Limit of 75% of underlying invoice discount
• Maximum 60 days tenor
• Interest charges paid once at maturity